Common Homeschooling Issues And How To Address Them

There is no shortage of reasons why you may be considering homeschooling your child or children as opposed to enrolling them into a traditional school environment. In households where moving is a frequent occurrence, it can be easier to homeschool your child as opposed to constantly uprooting and resettling them into local schools. You may also have moral objections to the curriculum offered in public schools, and the alternative private institution is not financially feasible. Additionally, some parents of children with learning disabilities want to offer their child the close, one-on-one attention they need to thrive in a learning environment.

Of course, there’s a large gap between knowing that homeschooling is the right choice for your child, and being prepared to carry it out. Fortunately, there are countless resources available to you to help you along the way. The following tips are meant to address common concerns many have about the topic in a manner that is helpful and productive.

One of the most common worries of parents who homeschool is that their child won’t receive the same level of socialization they would in a traditional schooling environment. Fortunately, this is also one of the easiest problems to address. Enroll your child in extracurricular activities that stimulate their interests and give them the opportunity to interact with peers who share these interests. Activities can include anything from service organizations like 4-H and the Boy or Girl Scouts to organized sports and karate lessons. In this way, you can let your child form meaningful and lasting social bonds with other children based on a shared interest in an activity.

Another common worry is the construction of a curriculum. Even well educated parents may feel unqualified when it comes to finding teachable material that keeps their child’s interest, much less meets state standards. Here is where it is extremely helpful to reach out to other parents in your area, as well as for local homeschooling organizations for advice and other means of support. These organizations will be well educated on what is required of parents and may be able to make teaching supplies available to you.

Finally, an extremely common fear among parents is that the financial, personal, and time commitment required will be overwhelming. While the final determination as to whether homeschooling is right for your child lies solely on you, a little research and communication can help you make an informed decision on the matter. Speak openly and honestly with your partner about finances, and whether you will be able to meet expenses with a single income earner. Don’t neglect to talk about the additional emotional support you will need when things get stressful in your new classroom. Again, local homeschooling organizations can help you here as well. Most importantly, speak to your child, and make sure he or she understands that you are both embarking on a mutually beneficial education experience together.


Posted in Home Schooling by with comments disabled.

Student Loan Crises

We have a student loan crisis here in the United States. Student loan debt in aggregate, an unsustainable bubble of government inspired debt mania, has sky rocketed over the last 10 years nearly 400 percent. The total student loan debt is now nearing 1 trillion dollars with over 10% of that in default or delinquency and much of the rest teetering on collapse.

The government makes these loans available to all manner of students attending a wide variety of schools. Many of these loans are extended to students paying exorbitant tuition rates to traditional non-profit schools rewired and then transformed into “paper mills” or to a whole new category of for profit schools many with even more exorbitant tuition rates and seemingly in indirect proportion to the value received.

Students pay excessively high tuition rates for watered down curricula at a plethora of institutions offering degrees that don’t meet the smell test when compared to the value associated historically with the attainment of a 4-year degree. Many students even after graduation struggle to properly read, write, or do arithmetic as would be expected of a fully educated graduate of a traditional university.

Many profit and non-profit educational institutions are drinking at the government loan spout while at the same time “dummying down” the path to a degree. Government money is fueling the demand and the corresponding tuition inflation is creating a student loan bubble of catastrophic proportions. Many employers no longer value these degrees unless they are from certain very high-level schools; the kind of schools that even student loans from the government can’t cover.

Indentured servitude is a good metaphor for what is happening with the student loan fiasco; this is a truly abusive system that takes advantage of those with high hopes and trying to improve their lives. At least an indentured servant, historically, could learn a craft or a trade that was with them for life; what are these folks getting but membership in a new class of debtor?

With the passage of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 student loan debt public or private is no longer dischargeable in bankruptcy court. Many of our younger citizens now carry their student loan debt around with them like the proverbial, “ball and chain” looking for a job from employers many of whom no longer value the degree. What is next? Will they bring back a “debtors prison”?

Our once very fine university system has been severely damaged by this phenomenon. Not all loans are bad and not all schools are “paper mills” but the trend is clear and this will end badly unless this system is rehabilitated.


Posted in Teacher & Students by with comments disabled.

Consolidating Student Debt at the Best Time with the Best Rate

When debt starts building up from multiple student loans that have been obtained in the past, a lot of students seek for a solution to help them manage repayments in an easy and cost efficient way. A student loan consolidation program does exactly that. They were designed to help students with an alternative way to make payments and manage their student debt. There are however, different things to take into consideration when planning on consolidating student debts.

How Many Loans Should Be Consolidated?

There isn’t a set amount of loans one should consolidate. Experts in the finance industry recommend consolidating student loan debt when the total amount of debt is equal or more than $7,500.

It is known that private student loans should be consolidated separately and not with federal student loans. If you are supposed to pay back a loan at a relatively low interest rate, you may not want to consolidate that loan with others.

Playing by the Rules Will Help You Get the Lowest Rate

One of the main factors that put you into a debt situation is the student loan’s interest rate. In order to pay less for the loan, get a better interest rate. You can do so by consolidating your high and variable interest rates and you will find it beneficial for various reasons. The interest rate quoted by debt consolidation service providers is a maximum of 8.25%. Therefore, it would be wise to consolidate the loans that carry an interest rate higher or ranging at about 8.25%

Compare Options for the Best Repayment Plan

Before making a decision, compare lenders and options for the best student loan repayment and rates. You will quickly notice different options when consolidating your student debt and by having different opportunities from various solution providers you will eventually find the best offer for your needs.


Posted in Teacher & Students by with comments disabled.

College Math Professor + Technology Skills = Better Student Performance

If you are a college math professor, you know how difficult it can be to relay concepts to students. Some college students struggle to understand, no matter how hard they try. Others do not try at all, maybe because they are scared or maybe because they just do not care. Both groups can benefit from integration of technology but this may not be possible in the classroom. Instead, a math professor can use the online world to create this new learning environment.

College students study during all hours of the day and night. They will love a 24-hour online math chat room designed just for them. A professor can set this up and invite students to join, using online marketing to spread the word to other colleges and universities. Establishing a separate chat room for each mathematical discipline (geometry, calculus, etc.) ensures that discussions remain relevant.

When students have a question, they can log into the chat room and post it. Student tutors, graduate student teachers, and professors can take turns serving as subject matter experts. By incorporating professors from the eastern, central, and western U.S., most shifts will be covered. During a time when an expert is not available, students can bounce questions off of each other or refer to a knowledge database resource linked to the chat room.

These days, students access the Internet in ways other than just through a computer or laptop. They use smartphones, tablet computers, and other devices to get online from wherever they are. Making the chat room accessible to mobile devices expands its usability. This way, even when students are on the bus traveling to a school basketball game, they can log on and get answers that will make their homework easier.

To enhance the functionality of the chat room, an app can be built that incorporates formulas. Students can plug in the parameters of a problem and the app will help them find the answer. In addition to displaying the result, the app can explain the steps taken to arrive at the answer, providing students with a mini-lesson.

Once the framework of this technology has been established, the founding professor should market the chat room and app to students throughout the world. By using online marketing techniques like link exchanges, blog posts, and article writing, the site becomes more visible. Colleges will soon be buzzing about the great new tools that help math students improve in the classroom.


Posted in Teacher & Students by with comments disabled.

Are There Home Schooling Programs Available For College Students

Contrary to most people’s opinions, home schooling is not just limited to primary school students. In fact, there are many home schooling courses available for college students as well both offline and online.

Home schooling has been gaining more popularity in recent years because parents wanted more control over their child’s education. Parents wanted to oversee what their children is learning and teach them the right way.

There are also afraid of peer influences from other students. They may pick up bad habits such as smoking, alcoholism, gambling and violence etc.

For higher level college education, there are several types of home schooling programs available. It depends on the type of education you prefer your child to undertake. Most home schooling college programs are quite flexible in that the program curriculum can be changed to suit the student rather than the other way around in traditional colleges.

One type is religion college home schooling. They have home schooling curriculum that have religious studies as part of their education.

Another type focus on the science while another focus on the arts. It can also be a combination of the above since college home schooling is quite flexible. You can cater your home schooling curriculum based on the interest of your child.

One thing all these college home schooling programs have in common is that they can be taught at the pace your child is comfortable with. Since each child learns differently and at different pace, the college home schooling program can be altered to suit each child’s learning progress.

There are also college home schooling programs offered in your local area. Some are theme based while others are focused on a particular subject. It will help if you can find yourself aligned with a home schooling group in your local community, if not you can do it online via the numerous homeschooling forums online.


Posted in Home Schooling by with comments disabled.